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These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Citi Funder LLC ("Citi Funder," "we," "us," or "our"), governing your access to and use of the Citi Funder website located at citifunder.com and all associated services.
By accessing our website, submitting an application, or engaging with any of our services, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must discontinue use of our website and services immediately.
Citi Funder LLC is a direct business lender providing business financing solutions including, but not limited to: working capital loans, revenue-based financing, invoice financing, business lines of credit, equipment financing, and business expansion loans.
Our website provides informational content about our products and services and a mechanism to submit funding inquiries. Submission of an inquiry does not guarantee funding approval. All funding decisions are made at the sole discretion of Citi Funder LLC based on our internal underwriting criteria.
To use our website and submit a funding application, you must:
By submitting an application, you represent and warrant that you meet all eligibility requirements and that all information provided is accurate and complete.
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
By expressly opting in to SMS communications through our contact form, you agree to the following terms governing text message communications from Citi Funder LLC.
Consent: SMS/MMS messages are sent only to individuals who have expressly opted in by checking the designated SMS consent checkbox on our contact form. This consent is separate from any other form of communication consent. The SMS opt-in checkbox is unchecked by default and is never pre-selected.
Message Types: By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from Citi Funder LLC, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Rates: Message and data rates may apply. Standard carrier rates for text messaging may apply depending on your mobile carrier plan.
Supported Carriers: SMS service is available on major U.S. wireless carriers. Citi Funder LLC is not responsible for any delays or failures in message delivery attributable to carrier networks.
Privacy of SMS Data: Your mobile number and SMS consent data will not be shared with third parties for marketing or promotional purposes. See our Privacy Policy for complete details.
Submitting an application through our website is the first step in our review process. By submitting an application, you acknowledge and agree to the following:
All content on this website — including text, graphics, logos, icons, images, and software — is the property of Citi Funder LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.
Our website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Citi Funder LLC expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Information on this website is for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult with qualified professionals before making any financial decisions.
To the fullest extent permitted by applicable law, Citi Funder LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our website or services — even if advised of the possibility of such damages.
Our total liability for any claim arising under these Terms shall not exceed the amount paid by you to Citi Funder LLC in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.
You agree to indemnify, defend, and hold harmless Citi Funder LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of our website, violation of these Terms, or infringement of any rights of any third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida.
Citi Funder LLC reserves the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last Updated" date. Your continued use of our website following the posting of changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
For questions, concerns, or notices regarding these Terms and Conditions, please contact us at:
Citi Funder LLC
19390 Collins Ave
Sunny Isles Beach, FL 33160
Email: esther@citifunder.com